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Hi friends, I am expecting you today about the scheme that I am going to tell in today’s article about a buzzy scheme of Life Company LIC, so please watch my channel regularly and follow me for any other related video. LIC’s JEEVAN SHIROMANI Plan. This scheme is a plan and Participating Life Insurance Savings Plan. This plan is a limited premium payment amount Basic Sum Assured Rs.1 crore specially designed for the target segment of high-net-worth individuals.

Under this plan you are also given guaranteed additions which are credited with interest. 50 per thousand of Basic Sum Assured for the first five years and 55/- per thousand of Basic Sum Assured at the end of the premium payable term from the 6th policy year and in addition, the policy participates in profits under the Loyalty Additions Scheme. The premium paying modes can be derived into four derived terms and it will depends upon you choice that they are providing yearly, half yearly, quarterly to be pay and choose the method which is simple to you to choose. Policy term 14 years to 55 years, Policy term 16 years to 51 years,

48 years Policy term is 18 years, The policy terms are provided like 20 years to 45 years. To choose this scheme you will pay 1lakh rupees for minimum basis and maximum will be defined as a you choice it will upto you that can depend. There are some of benifits for this scheme after choosing. If the user will died during the period of this scheme first five years sum assured of death along with accrued that the guaranteed additions will pbe paid. On death after completion of policy five years terms but before the date of maturity. The Sum Assured on Death along with accrued Guaranteed benifits and Additions, if any of them shall be payable Where “Sum Assured on Death” is defined as the highest times of 7 times of premium of 125% Basic Sum Assured. This death benefit will not as less than 105% of all the premiums paid as on date of death.

In the Premiums referred above may not include any taxes and extra amount chargeable under this policy due to underwriting decision and if there any rider premiums. According to the survival benifits on their insurance assured on such specific durations during the said policy period under a policy terms. And the fixed percentage of Basic Sum Assured shall be payable. The fixed percentage for various policy terms can be defined For policy term 14 years you will get 30% of Basic Sum Assured on each of 10th and 12th policy anniversary, and for policy term 16 years:35% of Basic Sum Assured on each of 12th and 14th policy anniversary also implemented and for policy term 18 years: 40% of Basic Sum Assured on each of 14th and 16th policy anniversary and the last but not least for Policy term 20 years: 45% of Basic Sum Assured on each the 16th and 18th policy anniversary.

To know more about this scheme contact your nearest LIC policy company they will give you full detailed information about it so whether you apply for it or not depends on you LIC is a company that provides insurance to every family so every rupee invested in it LIC Policy has designed every scheme in such a way that it will be useful to you at the end of life to make it valuable to you.