Hi friends today in this video let’s learn about another new scheme offered by LIC. The scheme name of this is LIC Jeevan Pragathi Yojana Scheme. The main purpose of this policy is that LIC i.e. Life Insurance Company has designed it in such a way that it will benefit you through this scheme to accompany you without such trouble in the future as well.
This plan has been launched by Life Insurance Corporation of India (LIC) on February 3, 2016 as Jeevan Pragati policy. It can also be said to be one of the non-linked endowment policies where the death sum assured increases every five years. It is also mentioned that this is one of the Non Linked Enrollment Plan policies where death cover is available every five years. Also LIC will tell you that total insurance will also increase with death insurance. In case you need to find out how many ways you can pay before opting for this policy, I will let you know how many ways we can cover you.
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You have to pay this premium annually or half yearly or quarterly or even monthly if you are in this plan. By paying this way you have freedom. Similarly, for those who are deciding on the corpus for retirement during this policy, as well as for those looking for insurance protection against death, this plan is considered very valuable because the life insurance company looks at each and every scheme very carefully. Likewise, this policy provides financial protection along with savings, so even if you have any illness, this plan will serve you very well. Now let us know the complete details about this plan. First Death Benefit In case the policyholder dies during the term of the scheme, during the policy period, if all premiums have been paid, you will get the death benefit or final additional bonus and the normal reversionary bonus along with the sum assured on death. Nominee. The death benefit is 10 times the annual premium. Similarly now let us know about the benefits of maturity.
The sum assured on maturity is received in the form of bonus. When the policyholder lives till the end of the policy term and pays all the premiums, the money you put in is paid to them in one lump sum. Similarly, the additional benefit of this policy is that a pension of 15 thousand rupees is also given which is a very good sign. Similarly now let us know about the main purpose of this Jeevan Pragada policy. For these sixteen schemes, a minimum deposit of ₹1,50,000 is required and the person opting for this plan must be above 65 years of age. Similarly the basic maximum sum assured is not limited.
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Similarly, the minimum age of the rider should be 18 years. Similarly, the excess sum assured is discounted. If you buy the policy for 20 consecutive years and don’t withdraw money in between, you get 200 percent risk cover. This policy can be taken by people between the age of 12 to 45 years. Minimum policy term is 12 years. Maximum 20 years. At maturity as well as if the policyholder is 65 years. The minimum cover amount is Rs.1.5 lakhs so if you like this scheme you can contact the company and ask if you have the complete information about this scheme thanks.
