hi friends how are you Today I am going to tell you about a good insurance plan is a good insurance plan that will give you back your investment the name of this plan is PNB Metlife Money Back Plan this plan is not linked by any government to us it is a non-linked money back life insurance plan. So whoever wants to take this insurance can invest in the sum assured from this post year because the double benefit of this plan is that every policy holder is also protected and can get their money back with full benefits on a regular basis.
Also this insurance to you is designed to return a certain percentage of the amount to the investors from the policy year you choose. Therefore, those who want to get double benefit of this plan will not only get protection in case of certain incidents but also cash back on a regular basis. By choosing this plan every individual shows interest to invest in money back insurance because such are the main benefits of this insurance. Because this policy is a plan with a simple revival benefit, the main feature of this insurance is that the customer invests the money in this plan and gets the benefit. Similarly for every one who has taken this insurance, even till the maturity period, if you pay the insurance regularly, you will also get your money regularly.
Also, in case of any troublesome situation in life, through this plan you will get all the benefits you need as usual and even if you have any health problems, as an additional benefit to you, they can hospitalize you at no cost and make you a normal person. This policy starts with the slogan Money Bank as you will get additional benefits of up to 10 percent if you cover this insurance regularly. Similarly, if you decide to get life insurance till the maturity period, you will be guaranteed up to 60 percent of the sum assured at the end of your policy term if you do not face any problems. If you are paying the insurance premium regularly and if you are not available at the time of taking the premium then your spouse or your family members will get the full benefit of the insurance plan.
Similarly, this insurance offers you a maximum of 90% of the policy value if you continue till the end of the policy without any interruption. Similarly, you will not have any problem with this insurance plant and also the tax benefit for you is that no tax will be deducted for the money you have invested in this insurance. Now if we go into the details of this plan we have a grace period in this plan because if you pay all your dues in this plan within 30 days then you can get the benefit of grace through this insurance because you can also pay monthly payments without interest if If you allow it.
If you do not pay the amount during the grace period, the plan will lapse without any right on your premium and you will be immediately forfeited from the insurance plan and you will not be able to choose any plan. With this plan you will get many benefits and many exemptions so you should make such an investment. Why I am telling you about this is that the unique advantage of this insurance is to give you the assurance that you need depending on the market conditions in this premium amount. Similarly, this policy also has a free look period option for all policy holders, so if you don’t want the policy, you can get your money back if you inform us of your decision within 15 days.
If your decision is made after 15 days then you will definitely have to pay the investment of these insurance plans every month so whatever you think ahead and invest in these plans depends on your decision. Similarly if you decide to cancel your insurance after 15 days then you will not get back the stamp duty expenses and other document charges you have paid in advance, so only the money you have invested will be refunded and no extra payment will be given to you.
I hope you are aware of the benefits and exclusions of this plan. The complete details of this plan have been collected and presented to you and through the next article I will come to you with another good plan.
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